Maybe not Forbes Article I do not care either way, since I am covered right now with the military. If I am not mistaken, people have until Jan 1st to sign up for insurance either through an exchange or private insurance. I just find it interesting that some in D.C. were touting the overwhelming success of the exchange market opening up on the 1st of October. When in actuality, there has been very little of the population signing up. Might need to revisit this in January to measure whether Americans really want ACA.
People are lining up for their free medical coverage. Then they leave disappointed knowing they have to pay $400 a month for a $15,000 deductible.
A boat load of people with pre-existing conditions will smartly sign up. A large majority of healthy people will be pissed at paying premiums and deductibles before Gray's Anatomy provides them with the free care they deserve.
I've tried to log in to the exchange to compare to what I currently have and i can't get in. I've been trying off and on now for 2 days and can't get in. I did finally register to be able to log on.
According to a Washington Times article, 7 people have enrolled in Louisiana and 0 have enrolled in Kansas.
Every new program has bugs to work out. No worries, people will flock to this! America needs it.....America wants it....America can't survive without it.....
Most people will look at the out of pocket expense of these plans and wish the good old days of going to the ER were still here. If they were poor before obamacare they will really be poor once enrolled.
That's why I am keeping my current insurance plan, which is to say, no insurance at all. Found out from an accountant friend that the IRS has no current authority to garnish wages or otherwise force you to pay the fine associated with Nobamacare. They can send threatening letters, they can posture and all that, but they cannot enforce collection of the fine. Now, they will deduct the fine from a refund check (so I will just adjust withholding so that I owe at the end of the year), and it may be that our brilliant congress gives them the authority to garnish wages over nobamacare fines in the future, but for now, they are toothless.
The only way Obamacare survives is collecting premiums from the healthy which will require the IRS to enforce. They might be toothless under current law, but they will figure out a way to force you into their system.
short thread and already several errors from posters which illustrates how littlw the public understands just the basic facts of the ACA law. Pre-existing conditions cannot prevent you fromgetting coverage. 3/31/14 is the deadline to enroll or you may face tax penalty when filing 2014 tax return in 2015. those under 30 may qualify for a catrophic coverage plan that is low cost and includes I think 3 preventative visits a year. many people are not going to enroll right away but the deadline to enroll for coverage to start on 1/1/14 is 12/15/13. I think costs will go down more next years when plans start competing more with each other and word gets out which plans offer best service, etc.
I'm no fan of the ACA, but hornpharm is right. Too soon t know what rates will be over the next couple of years. If competition is truly allowed to creep in, we might be surprised to the downside. As to the meager enrollment, based on what is being reported, you'd be a fool to try and do battle with the exchanges right now. Why not wait until things settle down? Again, no Fan of O or his POS legislation, but its too soon to spike the ball on its failure out of the gate.
BO is always getting caught with " ringers" . BO and his minions must think the people are too stupid to do any checking on this people they trot out . Two questions no supporter has answered 1. IF it is so wonderful why give congress etc special treatment? 2. Why give exemptions ONLY to big biz ? anyone who thinks BO really wants this to succeed had gotten some good stuff from Colo. yes there will be some people who benefit. We could help those people without hurting so many millions more. This is only first step to single payer.
How can you add millions of uninsured many of which have pre-existing conditions to the current health care resource pool without causing health care costs to skyrocket? The problem with liberals is they simply do not understand basic economic principles such as supply and demand.
Remember, it's the intentions of dem/libs actions that matter, not the disasterous results they cause. They live in an unreal universe.
They can't turn you down for a pre-existing condition and they can't make you pay more because of it. That sounds real good until you think that insurance companies aren't going to lose any money if they can help it. So, that must mean that EVERYBODY pays more to cover the people with pre-existing conditions that the insurance company now must accept, especially the young and healthy. That's how socialism works.
The ACA has been designed to fail. Libs will say it is all the fault of evil insurance companies and the only thing to do is go to a single payer system run by the government . Harry Reid has said that this is absolutely what will happen, that the ACA was just a step toward a single payer system.
There is an obvious catch-22 in Obamacare that will cause premiums to skyrocket. The only way to keep costs low is for healthy people to pay for health insurance in order to subsidize the higher costs of sick people. However, healthy people now have less incentive to get health insurance because now health insurance companies cannot discriminate against pre-existing conditions. Why would any healthy person ever buy coverage if it is cheaper to pay the penalty? At least before Obamacare, it made sense to avoid any break in coverage because if you got sick you would have insurance. That incentive is now gone.
The emergency room red herring - libs complete misunderstanding of how healthcare works. Hospitals must see patients that show up in the emergency room. However, they do not receive any new compensation for the care. If it is non-profit, there is no new tax that magically goes out to tax payers. Ben Taub in Houston has not seen a new tax increase in years. If it is for profit, they must eat the cost. Yes, we all pay for it through $5.00 aspirins. How does ACA fix this? It doesn't. It simply increases the overall expense and shifts it to healthcare providers through lower reimbursements and to tax payers through forced enrollment or higher premiums.
