The obamacare trainwreck

That is what I was hinting at.

 

"Hillary Clinton, who tells dreadful lies"
https://www.washingtonpost.com/opin...c4905bf40dc_story.html?utm_term=.dee133a2f172

" ........ She lied repeatedly about her emails. .....
Clinton lied to the American people about Benghazi. ........
She lied about a trip she made to Bosnia ......
She lied about her family history. .....

And her dishonesty stretches back decades. As the late, great William Safire pointed out in a 1996 New York Times column, she delivered a “blizzard of lies” as first lady — about Whitewater, the firing of White House travel aides, her representation of a criminal enterprise known as the Madison S&L and how she made a 10,000 percent profit in 1979 commodity trading simply by studying the Wall Street Journal. Even back then, Safire concluded, Clinton was “a congenital liar.”

 

And how many of those 18 percent like it because it expanded Medicaid or gave them a subsidy (simply burdened the taxpayer harder) rather than because it actually reformed health insurance to make it more affordable?

 

Are lefties ever held to account for anything they write or say?

 

He lied about the substance of the law, and it was passed into law solely by Democrats, but Obama wants daddy to fix his screwed up ACA. That is rich!

http://www.ibamag.com/business-news/obama-slams-congress-for-failing-to-fix-real-problems-with-aca-38539.aspx

 

Last night, Zeke Emmanuel actually blamed Marco Rubio for Obamacare's problems. I sure miss seeing the Obamacare defenders like Hornpharmd explain how it will lower costs and premiums. Adding illegal aliens should fix it though

YOU LIE already came true in keeping your doctor with lower premiums. Now the whole point about illegal aliens being on it will soon be a reality after HRC takes over. Hide your bank accounts, somebody has got to pay.

 

In the nutty world of California, I can actually come up with a defensible reason to allow illegal immigrants to buy into Obamacare if you keep in mind a few things. First, the political leadership and apparently the citizens of California think deportation is a gross abuse of human rights. They don't even think violent criminals should be deported, so deportation is out of the question as far as they're concerned. Second, illegal immigrants already get ER care that's mostly bankrolled by government and by hospitals. Third, though they're not supposed to be Medicaid/Medi-Cal eligible, the exceptions almost swallow up the general rule. Tons of them do get it for prenatal care, catastrophic injuries, kids, etc. If you allow them to buy into the program, the state (especially if you add in the public hospitals who currently get fleeced) might end up money ahead.

 

Yes but at the likely expense of federal taxpayers, which is you and me.

 

Well, that sorta depends on what your definition of "buy" is.

 

Deez, the bigger problem is what is offered is crap. We pay much higher premiums and a much higher deductible for crappy care. Because I'm healthy and hadn't been to the doctor in years my wife put me on the exchange accidently. It was offered by BCBS but didn't say it was a part of the exchange. So my wife got the cheapest insurance they offered which cost a lot more than I had been paying. It was when I went to use it I found out I was a part of the exchange. Then I found out the policy was $&#T!

I lost my voice completely and needed to see a doctor about it. I was given a list of Dr's that were on their network. It had about 16 to 20 Dr's on the list in the San Antonio area. Half the names were made up and no such doctors. The other half were real doctors but stated they have nothing to do with Obamacare. There was only one doctor that could see me. So I went to him and he put the scope through my nose and could see something on my vocal cords. He didn't know what it was. So he asked me to come back in 3 weeks. He did the same thing and told me it was still there and looks the same. That was my first clue that he was clueless. I couldn't talk so something was wrong. At that time I asked him in writing what are we going to do to get it done? He arranged for surgery, so I was believing we were on the right track again. Several weeks go by and the day before my surgery I had a message left by a nurse stating that he had to cancel. So I called the office and they told me that he decided not to do it because he had never done that surgery before. WTF??? Seriously I was about to trust a Dr on the exchange to cut on my vocal cords? Unbelievable

I call my insurance and explain to them I don't have a doctor in SA that can see me for my problem. They told me to go to any doctor and they would give me a wavier showing that would give any doctor I find permission to do what they have to get done to fix my problem. During all this time I was stressed because I didn't know if it was something cancerous. This is already about 4 months of thinking I could possibly die. Every doctor I called would not do it because they said they have honored a wavier before and the insurance didn't pay them. So I'm getting desperate because I feel like I could be dying and nobody even cares. So at this point I decided to pay out of pocket. But get this, I told two different doctors my situation and told them I'd pay out of pocket and they denied service to me. Why? They gave me some lame excuse. I come to the conclusion that they didn't want to serve anybody that did Obamacare.

So I went to a Doctor in Austin and told them a lie that I didn't have any kind of insurance and was paying out of pocket. She went in with a scope and said she's guessing it's polyp and is benign. We scheduled surgery and two weeks before I had my surgery Joan Rivers died from surgery with the exact same problem. So the doctor did a great job and it was benign. I wasn't suppose to talk for two weeks to let my vocals heal but I did speak when I got home. So I had my voice instantly. Oh and the whole process took about 7 months without a voice up to my surgery because I got the run around.

So I pay much higher premiums each month and my deductible much higher than before Obamacare. I had a better insurance policy for much less cost. I learned my lesson and got a plan that would not put me through that again at even higher cost than Obamacare. If it wasn't benign I probably wouldn't be typing right now. Obamacare is just a disaster that is crippling the economy. That's why I hate Obamacare so much. Bill Clinton is right this time with what he said the other day. Sorry for so long but I had to get everything in to see what crap that system is that Obama is so proud about.

 

The jacked up medical costs are what my automobile insurance carrier is blaming this year's ~14% increase (equal across the vehicles) on...more trickle down screwing of those of us that knew it was a pile of crap in the beginning.

 

Get your auto/homeowners through a company that doesn't have a medical offering at all.

 

That doesn't accomplish a whole lot...PIP is only ~$50 on each vehicle. It is the hits to all of the other categories (liability/UI/comp/collision) that add up. And when you have four and five vehicles on a policy, costs add up in a hurry (I dropped down to four not long ago).

 

"But get this, I told two different doctors my situation and told them I'd pay out of pocket and they denied service to me. Why? They gave me some lame excuse. I come to the conclusion that they didn't want to serve anybody that did Obamacare. "

As stupid as this seems, it is considered fraud and the doctors can get in trouble big time with the insurance company for you paying out of pocket without a claim to the insurance company. Insane, I know.

 

Cause they will take your cash, and then file to your insurance. Good luck trying to get your money back after that (we can't find your file, etc)

 

This would be pretty high risk conduct by a doctor. The insurance carrier would send an EOB to the patient, who would see that the doctor double-billed. If the patient had any evidence of payment - a receipt, credit card statement, bank records, etc., it would be pretty easy to mess that doctor up both civilly and criminally. Most doctors aren't dumb enough to try something like that - way too much risk for way too little reward.

 

There are crooked doctors and healthcare facilities, but Deez is right. The federal government has ramped up its investigation of fraud because it is lucrative. Most doctors will error on the safe side versus risk compliance. There are huge financial penalties and they can lose their license.

 

Happens to tourists in Hawaii all the time.

 

LOL

 

Hillary will make it worse. Anyone who could not logically see the huge spikes in costs with less access were either stupid or gullible.

 

The millenials aren't buying in. They're healthy and raising families. They need their money for other things like school clothes for the kids, etc. They'd rather pay the penalty than pay out of pocket every month. I suppose they just reduce their tax refund by the amount of the penalty?

The only people buying in are the ones that expect to get more inflow than outflow. It's going to turn into another government entitlement, as was intended from the beginning.

 

I remember having a long back and forth with hornpharmd on this very subject. It is common sense that eliminating preexisting condition restrictions would result in fewer younger, healthy folks signing up for insurance. Why would anyone sign up for expensive health insurance when you can just wait until you get sick and sign up in a few months? He just couldn't see it or just chose not to see it. I suspect it was the latter.

 

They wanted it to get so bad that single payer would start looking good. They did a good job.