I live north of DFW in a town of about 40k. I'd estimate at least 90% of the businesses in this town will fail within a month without stimulus money. For comparison about 70,000 businesses declared bankruptcy during the 2008 crisis. Obviously my town is not representative of everywhere in the USA, but lets say 50% of businesses nationwide fail, that translates to over 500,000 business failures. I'm counting only brick and mortar establishments, not home based or internet-based businesses. About 50% of Americans work for small businesses -- if half those businesses go under it will put unemployment at 25% -- similar to the worst years of the Great Depression in 1932-1933.