Ok guys/gals... need some investment advice. My details: - 30 years old. Married. No children (yet). Home owner. I would like to passivly invest in the market. By passive, I mean one purchase every 2 weeks. No day trading. Rebalance the portfolio twice yearly. This is what I'm thinking - buy same amount of each. Week 0 - Vanguard Large Cap ETF Week 2 - Vanguard Small Cap ETF Week 4 - Vanguard Total Bond Market ETF Week 6 - Vanguard All World (ex US) Index Week 8 - Vanguard REIT Index Week 10 - Vangaurd Emerging Markets ETF Week 12- Everbank non-US currency CD (maybe BRIC countries) If the last seems a little peculiar, I just want to hedge against the US dollar.