You completely confuse the topic we are talking about. I didn't ever say vaccines were only about individuals per se. What I said in that quote was that vaccine mandates force individuals into actions that don't always make sense for them. Children don't need to be vaccinated for any of the reasons you bring up. Medical studies have shown that transmission from children is very remote. Plus the vaccines don't prevent transmission anyway. And the kick is GOOD! If you only look at one disease maybe. The difference between vaccinated and unvaccinated is decreasing every day too. But don't be myopic. Insurance companies shouldn't focus on only one thing. They should look at all payouts for all medical care.