I can't send you private messages, so either PM me on here or you can send me an email to pdubord@prodigymbo.com. Basically, we can get you lower rates and better turn times than most if not all lenders. We are currently doing about 7 or so Refinances and a couple Purchases for people here on Hornfans. I look forward to hearing from you and the opportunity to earn your business.
I am in Austin but work all over the state. Often come down to meet with clients in Houston. I have also worked with many on this board. Shoot me an email and I would be happy to answer any questions and run numbers for you. robert@buffingtonmortgage.com good luck
Now is definitely a good time to refinance as well. Rates are holding tight around 5ish, but here in the next 4-6 weeks we expect to see a considerable jump ahead of the government pulling out of Mortgage Backed Securities, which are holding the rates arbitrarily low currently.