Dropping Health Insurance

Discussion in 'West Mall' started by theiioftx, Dec 13, 2012.

  1. theiioftx

    theiioftx 2,500+ Posts

    The Link

    More and more companies will follow suit which is what many predicted and Howard Dean even applauded. Another deception to the American public about keeping their current insurance plan by Obama.

    Note the message from the lady who is scared because she is having a baby on $7.69 an hour and is not sure what she will do or how she will afford the baby. How about doing a little family planning and not expect others to cover it?
    The Link
     
  2. Horn6721

    Horn6721 Half of seeming clever is keeping your mouth shut.

    That was said to be BO's goal all along. To hasten single payer

    anyone who actually believed his lies about keeping your insurance, keeping your Dr saving you money and obamacare being cost neutral just believe OR pretend to believe anything BO says.
     
  3. BrntOrngStmpeDe

    BrntOrngStmpeDe 1,000+ Posts

    Completely agree w/Dean. There will be some growing pains for sure. and there are surely going to be some unfortunate consequences effecting the low income folks but in the long run this is the only mechanism that is going to get the rising healthcare costs under control. Putting individuals back as the final arbiters of how much insurance they need and how much they are willing to pay for it.
     
  4. majorwhiteapples

    majorwhiteapples 5,000+ Posts

    [​IMG]

    Are you serious, the low income folks might have some problems? What about the non-low income folks, that are going to have to pay all this money to the government to cover all the low income folks?

    We are already paying for them when they don't pay their medical bills, why should we pay more?
     
  5. theiioftx

    theiioftx 2,500+ Posts

    What the proponents do not understand is that Medicaid pays less than the cost of service. Pushing all of those patients into that plan will bankrupt smaller hospitals, pushing out physicians and crushing medical care in rural communities.
     
  6. hornpharmd

    hornpharmd 5,000+ Posts

  7. mojo17

    mojo17 1,000+ Posts

    Good lord pharmacy do you really believe what you just typed. The gov in charge of anything will not be cheaper and I believe we have evidence to back that up. Fannie and Freddie .....post office...military...bridge to nowhere....I could go on but
     
  8. theiioftx

    theiioftx 2,500+ Posts

    The law penalizes hospitals for preventable readmissions for certain disease states with further cuts in reimbursements. If you cut reimbursements and force hospitals to cut staff further than what they currently are already at - plus add significantly more workload from the hospitals forced to close, you will not see a rise in quality.

    In your area, medication non- compliance leads to more than 10% of those preventable re-admissions. Will pharmacy be giving away free medications, calling patients at home or providing electronic checks to keep patients compliant?
     
  9. Crockett

    Crockett 5,000+ Posts

    There are lots of cost savings with better management of care. I'm with those who don't necessarily see the government as the ultimate authority on that, but sadly enough no one else seems to have any leverage at all on escalating costs. Some of that is folks feeling a personal pinch from unneccessary medical costs and procedures -- HSAs and High deductible plans are a step in the right direction. Sadly enough saying "No" to the medicaid patient who costs half a million dollars to live comatose in an intensive care unit for the last two months of her life would have one party screaming "death panels" so that is off the table.
     
  10. 123456789012345

    123456789012345 100+ Posts

    This. I want to go on record saying I"m totally in favor of death panels. It's a ridiculous fantasy to pretend we can afford any kind of care no matter how expensive and how little the return in quality/length of life.
     
  11. AustinBat

    AustinBat 2,500+ Posts

    Ditto. Unless it is I who am put before the death panel. But then I can probably pay privately for some extra care. Which will create a further divide between the 2% and everyone else. The wealthy people can pay for more care. But wait!! This wouldn't be fair!! Just because they have more money they shouldn't be able to get better healthcare! Just ask the wealthy Canadians who come here for treatment rather that be on waiting lists.
     
  12. Crockett

    Crockett 5,000+ Posts

    Austin Bat: Curiously it's not usually the wealthy and super wealthy who drive up the expense of extra life care. They typically on their own do a cost-benefit analysis since they and their hiers are paying for a lot of it. Most are sophisticated enough to see that death is the right way out when their bodies will no longer afford meaningful interaction with the outside world. They plan, give DNR instructions and make intelligent decisions about life-prolonging procedures that won't necessarily bring outcomes worth the pain and expense.
     
  13. Clean

    Clean 5,000+ Posts


     
  14. Bevo Incognito

    Bevo Incognito 5,000+ Posts


     
  15. Perham1

    Perham1 2,500+ Posts


     
  16. Hookem123

    Hookem123 1,000+ Posts


     
  17. theiioftx

    theiioftx 2,500+ Posts

    Maybe she is Catholic. Maybe she could shut her legs up and go get an education and skills to make more money before having sex which could produce a baby.

    And why should her employee provide her with a .99 cent condom to prevent her stupidity. Do they need to also help her put it on her husband/boyfriend/one night stand?
     
  18. BrntOrngStmpeDe

    BrntOrngStmpeDe 1,000+ Posts

    We've got to get people out of the "use it up" mentality. Many think/feel that they've already paid for it so why not use it up. Go to the doc for every little thing, opt in for the joint therapy, bariatric etc.

    Sure these are real maladies and may be worth it for some people but that's the point, it should be the individual that decides "is it worth 26K for bariatric surgery or should I try a little harder with my diet? Should I get on a regimen of daily heart disease and diabetes pills or should I get off my butt and exercise?" And the medical insurance that individuals buy should be priced according to their personal choice on lifestyle. if you're a bloated couch potato, you should pay more.

    These are things that are better managed (and paid for) on an individual level, not the corporate, and certainly not the goverment.

    I would support the goverment doing the 'grading' of insurance policies much like the grading of bonds is done now.
     
  19. Namewithheld

    Namewithheld 2,500+ Posts

    In reply to:


     
  20. Namewithheld

    Namewithheld 2,500+ Posts

    In reply to:


     
  21. Mr. Deez

    Mr. Deez 10,000+ Posts


     
  22. theiioftx

    theiioftx 2,500+ Posts

    Not my religion, so none of my business. Very good point though. Just do not make me pay for your religion or your personal choices.
     
  23. agssuk

    agssuk 1,000+ Posts

    "And why should her employee provide her with a .99 cent condom to prevent her stupidity"

    The're 99 cents now? Last time I had to use one, they were a quarter. [​IMG]
     
  24. WhitmanSampler

    WhitmanSampler 250+ Posts


     
  25. agssuk

    agssuk 1,000+ Posts

    Ha Ha Sampler. I feel so inadquate. [​IMG] That was a good one. Had to laugh myself. Or at myself. [​IMG]
     
  26. hornpharmd

    hornpharmd 5,000+ Posts


     
  27. hornpharmd

    hornpharmd 5,000+ Posts


     
  28. hornpharmd

    hornpharmd 5,000+ Posts


     
  29. theiioftx

    theiioftx 2,500+ Posts

    Believe me, I fully understand hospitals, ACA and hospital pharmacy - but thanks for the patronizing education.
     
  30. JohnnyYuma

    JohnnyYuma 500+ Posts

    Premiums for the past 3 years. 2011..Went up 25% from previous year. 2012..Up another 10%. Went on Medicare in June of 2012.. 2013 premiums for Medicare up 5%. Prescription drug plan up 40%. Medicare supplement up 30%. Sweet deal.
     

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